What is
"Final Expense" Insurance?
Life Plans+ Final Expense Specialists are licensed life insurance agents, with access to more than 30 different top final expense insurance companies. Our Final Expense Specialists are trained to narrow down these companies and get you the best policy! Regardless of health, age or payment preference they can find you a policy to help ensure your loved ones are not left worrying about how to pay for burial and other final expenses.
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Whole Life Policy designed to pay fast to cover the cost of burial and other final expenses.
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Also known as a burial policy or funeral policy.
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Policies can be between $5,000 -$35,000+, depending on carrier.
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Age range is between 45-90 years, depending on carrier.
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Day one coverage, Graded and Guaranteed Issue plans available.
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Simplified Underwriting, no physical exam required.
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Builds cash value!
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Does not expire like a term policy- as long as premium is paid your policy is in place- IN FACT some policies allow you to stop paying after a set amount of time and the policy stays in place!
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Unlike a Pre-Paid Funeral Policy, your beneficiary can use the funds to pay for your burial, for other end of life expenses such as medical bills, last utility payments on going bills and more. The excess funds are theirs, not the funeral homes.
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Living Benefits such as long term care rider, terminal illness rider and the ability to borrow off the cash value of the policy.