I was scrolling through Facebook and came across a GoFundMe page. Created by a family to be able to pay for their loved ones burial expenses and to help support the family going forward. You see, the person who passed unexpectedly in a car accident, had a pregnant wife and two small children. The wife was a stay at home mother, he was the sole provider for the family. He was gone, too young, unexpectedly, tragically. It was simply heartbreaking. I donated to the fund and logged out.
My mind kept drifting back to the fundraiser. I kept asking myself, how many people are in the same situation? So I did some research and I was shocked. There are countless websites dedicated on how to raise money for funerals. The crowdsourcing website, "GoFundMe" on October 9th, 2019, had 2,692,387 accounts set up with the word "Funeral". 1,173.181 accounts with the word "Memorial" and 106,941 with the word "burial". I clicked through account after account, my heart heavy. Approximately 75% of the posts I clicked into did not come close to raising they were needing, often falling short by thousands of dollars, without having a portion of the money kept by the website as a type of service fee. These families were struggling and would probably have extra monthly payments for years.
Before I became a life insurance agent, if something would have happened to me, my family would have been required to do the same thing. I thought life insurance was too expensive, unnecessary, a luxury item, or it was just for "older people". I didn't need it, I am healthy, my work covered me, my husband's work covers him. Then I became an agent, boy were my eyes pried open. I saw how having life insurance can help families and how it can make a difficult time a little less stressful. I saw first hand affordable it really is. I spent more on coffee everyday than I now spend on my life insurance (for my entire family). I know, if something happens to me or my husband, my children can stay in their home and they will be cared for. I know my husband will not need to scrape up $15,000- $20,000 to lay me to rest. I know my loved ones are taken care of. No fundraising required. (I didn't have to give up my coffee either 😉)
For me and my family, Life Insurance is not a luxury, it is a requirement. For less than what most people spend on a cup of coffee each day YOU can protect YOUR family. Ensure the mortgage is paid. Guarantee your children and loved ones are financially secure. Your children's college could be funded. Your funeral is not a stress or a burden. Your family is financially taken care of, if the unexpected happens.
No Fundraising Required.
